Transfer Bonus Tracker

American Express Membership Rewards runs more transfer bonuses than any other bank program - typically 15–20 per year across its 21 airline and hotel partners. When a bonus is live, transferring to the right partner can yield 20–40% more miles than the base 1:1 ratio at no extra cost. Amex bonuses are frequently targeted, meaning not every cardholder sees the same offer - always check your account directly before transferring.

Chase Ultimate Rewards runs fewer transfer bonuses than Amex - typically 4–8 per year - but they tend to be higher percentage when they do appear. Unlike Amex, Chase bonuses are public (not targeted), meaning every eligible cardholder sees the same offer at the same time. Hyatt and United Airlines are the most frequent bonus recipients, both of which are among the highest-value redemptions in the loyalty world.

Citi ThankYou Points offer access to 13 airline transfer partners, several of which are not available through Amex or Chase - including Cathay Pacific Asia Miles and Qatar Airways Privilege Club. Transfer bonuses from Citi tend to target these unique partners, making them high-value for travelers with specific redemption goals. The Citi Strata Premier and Citi Prestige cards are the primary earners of transferable ThankYou Points.

Rove is a boutique travel rewards program with a curated network of seven airline partners, focused on premium travel experiences. The program targets high-spend travelers with access to Emirates Skywards, Singapore Airlines KrisFlyer, and Turkish Airlines Miles&Smiles - three of the most valuable currencies in the world for business and first class redemptions. Transfer bonuses from Rove are infrequent but the partner selection means any bonus can unlock outsized value.

Capital One Miles has grown into one of the most competitive transferable currencies in the US, with 18 airline and hotel partners. Transfer bonuses from Capital One are less frequent than Amex or Chase but tend to target high-value partners - Turkish Airlines Miles&Smiles and Avianca LifeMiles are the most common recipients, both excellent for business class redemptions on Star Alliance carriers. The Venture X card is the primary card earning transferable Capital One miles.